Many consumers with poor or no credit ratings turn to auto dealerships in West Virginia that buy here pays here when searching for a brand new or pre-owned vehicle. BHPH auto lots fund vehicle sales without the help of a third party. This will help people who have less than perfect credit to get their vehicle, continue reading?

What exactly is a BHPH business and how it operates? The buyer makes weekly or twice-weekly payments at a BHPH dealership. In order to improve a credit rating, it is important that a customer has a history of payments. In order to determine a customer’s creditworthiness the dealer uses their past repayments.

Fast and easy approval at a dealership that offers buy here, pay here is an important benefit. Dealerships offering in-house financial services often offer a smoother and easier approval process compared with their counterparts using outside sources. It’s because dealerships, not financial institutions, have more flexibility in the approval procedure and are able to base their decisions on their own criteria.

BHPHs also offer a number of options for payment. Payment options such as bi-weekly, weekly or even monthly are available at many vehicle lots. This eases the financial burden associated with keeping up to date on your monthly payments. These options are a great help for those who can’t make monthly payments, due to their inconsistent income or lack thereof. It is important that borrowers carefully review their loan before they sign, to ensure that the payments are affordable. Customers purchasing vehicles from BHPH dealers should be aware that these vehicles might have a lower warranty, more mileage than other lots. It is important to inspect the vehicle before purchase in order to confirm that it is in a good condition, and will meet the requirements of the buyer.